Fixed Deposit — Short Term
4% – 5.5% p.a.Deposits from 15 days to 180 days for short-term parking of funds.
- 15 – 45 days: 4% (Senior Citizens 5%)
- 46 – 90 days: 5% (Senior Citizens 6%)
- 91 – 180 days: 5.5% (Senior Citizens 6.5%)
Deposits
Deposit schemes
Rates shown are effective from 1 April 2026 and are subject to revision by the board. Senior citizens receive an additional 0.50% on term deposits.
Fixed Deposit — Medium Term
7% p.a.Deposits from 181 days to 365 days with payout on maturity.
- Senior citizens earn 8% p.a.
- Loan facility against deposit
- Auto-renewal on request
Fixed Deposit — Long Term
8% – 9% p.a.Deposits of 1 year and above with the highest returns of the society.
- 1 – 3 years: 8% (Senior Citizens 9%)
- Above 3 years: 9% (Senior Citizens 10%)
- Nomination facility available
Recurring Deposit — Monthly Saving Scheme
10% p.a.Save a fixed amount every month and earn attractive returns at maturity.
- 10% p.a. interest rate
- Monthly instalments as low as ₹100
- Loan facility against accumulated balance
- Auto-renewal option available
Pigmy Daily Savings Scheme
No interestDeposit small amounts daily through our collection agents and build a disciplined savings habit.
- Daily collection at your doorstep
- No interest is paid on this scheme
- Withdrawal as per society rules
- Ideal for small savers and shopkeepers
Latest rates
Fixed deposit interest rate chart
| Tenure | General members | Senior citizens |
|---|---|---|
| 15 Days to 45 Days | 4% | 5% |
| 46 Days to 90 Days | 5% | 6% |
| 91 Days to 180 Days | 5.5% | 6.5% |
| 181 Days to 365 Days | 7% | 8% |
| 1 Year to 3 Years | 8% | 9% |
| Above 3 Years | 9% | 10% |