Registered Souhardha Co-Operative · Estd. 2014
Kaginele Kanakashree Souhardha Credit Co-Operative Ltd.
What we offer
Banking services for members
Every service is available to shareholder members of the society across our branches.
Deposit schemes
Savings, FD, RD, pigmy and senior citizen income plans.
Learn moreLoan schemes
Gold, agriculture, housing, vehicle and business credit.
Learn moreMembership
Become a shareholder and vote in the general body.
Learn moreCustomer forms
Account opening, KYC, loan and deposit forms.
Learn moreLatest rates
Popular deposits & loans
Deposit interest rates
- Fixed Deposit — Short Term4% – 5.5% p.a.
- Fixed Deposit — Medium Term7% p.a.
- Fixed Deposit — Long Term8% – 9% p.a.
- Recurring Deposit — Monthly Saving Scheme10% p.a.
Loan interest rates
- Gold / Jewellery Loan12% p.a.
- Vehicle Loan14% p.a.
- Loan Against Property12.5% p.a.
- Property Purchase / Building Construction Loan11.5% p.a.
Notice board
Latest notices & circulars
- Notice27 Aug 2026
Annual General Body Meeting 2025–26 – 30 August 2026
Dear Esteemed Members, The Annual General Body Meeting for the financial year 2025–26 of Kaginele Kanakashree Souhardha Credit Co-Operative Ltd. has been scheduled as follows:
- Circular23 Aug 2026
18% Dividend – A Consistent Benefit to Our Members
We are proud to inform our valued members that Kaginele Kanakashree Souhardha Credit Co-operative Ltd. has consistently declared and paid an 18% dividend to its members for the last seven consecutive years, reflecting our commitment to the financial well-being and benefit of our members.
- Circular12 Aug 2026
Revision of Fixed Deposit interest rates
Revised FD rates come into effect from 1 September 2026. Deposits booked before this date continue at the contracted rate until maturity.
Registered & audited
The society is registered under the Karnataka Souhardha Sahakari Act, 1997 and is audited annually by an auditor empanelled with the Registrar of Co-operative Societies.
Regulatory details